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H&A Capital, LLC
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| phone 330-834-1681 | fax 330-834-1683 | |
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Lending Area US, Canada |
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Loan or Investment Size $150,000 - $1,500,000; $2,000,000 - $50,000,000 |
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Loan Types |
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| Condotel (Perm) | Condotel (Rehab/conversion) | Day Care Facilities |
| Regional Mall | Enclosed Mall | Freestanding Retail |
| Garden Apartments | Garden Style Offices | High Rise Apartments |
| High Rise Offices | Low/mod Income Apartments | Luxury Apartments |
| Light Manufacturing | Medical Office | Mezzanine Financing |
| Mini Perms | Mixed Use Facilities | Mobile Home Parks |
| National Chain Hotel/Motel | Nursing Home | Office Over Retail |
| Outlet Malls | Owner Occupied Office | Single Tenant Office |
| Parking Garage | Rehabilitation Projects | Retail Strip Center (W/O Anchor) |
| Retail Strip Center (With Anchor) | RV Parks | Securitized Lending |
| Self Serve Mini Storage Warehouse | Metal Warehouse | Warehouse Distribution |
| Student Housing | ||
Loan Structure |
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| First Mortgages | Wrap A Rounds | Construction W/ Take Out |
| Fixed Rates | Acquisitions | Refinances |
| Balloons | Renovation with mini-perm | |
Loan Fees |
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| Application Fees | none | |
| Commitment Fees | 1.00% | |
| Processing Fees | $1,000 - $8,500 | |
| Other Fees | Loan Fee = 1.00% - 3.00% | |
Other Information |
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| Non Exculpatory Loans - No | Participate Occasionally | |
| A Prepayment Penalty | Amount: Defeasance | |
| Typical LTV: 70-80% | Income Producing (Stabilized) DSC: 1.20-1.30 | |
| DSC Hotel Motel: 1.40x | DSC other: | |
| 24-48 hours written approval upon receipt of
the following: > 1. Property Description (Including number of unit(s), gross & net rentable square footage of the subject property, and property condition; > 2. Current Rent Roll; > 3. Last 3-year Operating Statement; > 4. Last 12-month Operating Statement; > 5. Borrower's Credit Report |
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Lender Contact Information |
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| John C. Hwang, Managing Director | 330-834-1681 | hnacapital@aol.com |
| Donna J. Rainieri | 330-834-1681 | hnacapital@aol.com |
Branch Locations |
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