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1. Verify the Capitalization Theory of Value by developing the
three most popular capitalization methods used by the appraisal industry, all in
just a matter of seconds.
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Cash Flow Band of Investments |
|
Debt Coverage |
| Mortgage Equity (Ellwood) |
2. Perform up to a 10 year discounted cash flow analysis that
shows the property supporting the yield on debt and equity individually to solve
for its value. This only takes a couple of minutes to complete. The report also
includes:
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Future years net incomes |
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Reversion year income/value |
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Maximum mortgage component based on
your desired LTV |
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Borrower's cash flow to equity (all
years) |
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Debt service coverage for each year
of the report |
|
Declining mortgage balance (including
reversion year) |
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Borrower's end of year cash on cash
return (all years) |
INCLUDES DISCOUNTED CASH FLOWS ON:
|
Mortgage component |
|
Equity component |
|
Overall property yield rate |
3. INCOME/EXPENSES: Analyze up to
three periods. Also:
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Inflate income or expenses separately for all forward
years |
|
Transfer as many years as needed to the Discounted Cash
Flow Report |
| Have all information you have developed in this report go
to the loan's underwriting screen saving you additional input. |
| Each report prints on just one page and contains over 95
separate line item calculations |
|
Develop another one page report that lets you view each
period side by side |
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